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taking the hassle out of arranging
finance
Finding the right property can be a long process, and when you
do find the one, it is important to be in a position to purchase immediately to
avoid the disappointment of missing out because of poor timing. When you are
looking to buy a new home or an investment property it is also advantageous to
know how much you have to spend and arranging pre-approval will help set your
limit and assist when negotiating on the price. It also means you can bid with
confidence at an auction.
There are many strategies to negotiating a lower price with a vendor. One of
the most powerful is to have your finance pre-approved. A vendor is far more
likely to accept a lower offer from a buyer with their finance already approved
than from someone who has a finance clause in the contract, especially if that
seller has already had a couple of contracts "fall over" due to failed finance.
Advantages of Pre-Approvals
- No
Cost
- Finance
is subject only to the valuation of the property being purchased.
- Valid
for up to 6months dependent upon your choice of lender. (easily extended)
- Enables
you to go shopping for a home with confidence.
- Final
unconditional finance approval is much faster and less stressful only your
property valuation needs arranging.
- Any
potential issues can be addressed without the pressure of timeframes
- Allows
you to move quickly if you come across the right property.
How to obtain Pre-Approval?
Just call to
arrange a time to meet with one of our friendly mortgage consultants and we'll assist you in finding the
right loan to suit your needs.
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