LFPG are excited to announce our latest cost cutting initiative for the QLD Police Service.

Would you like to save save up to 17% on your annual Home, Contents and Car Insurance with Australia's leading insurance provider - Allianz? It's as easy as 1,2 ,3

                             Step 1 - Call  1300 858 642

                             Step 2 - Quote our specialized broker code 43411

                             Step 3 - Save instantly.

For more information on our Insurance Discount or to find out how to get a great interest rate on your Home loan contact the team at LFPG today. 

For more information call us on 1300 788 434 

"LFPG continually strives to add value to our customers by aligning ourselves with market leading service providers that have the same focus on quality, integrity and  professionalism"

Shane Webcke
Partner                       

Home loans at 3.49% fixed for 1 year 

(Reverting to the variable rate at maturity...currently 5.64%)

Too good to be true?

Well actually it isn't!

 This is a promotional rate from a Mortgage Manager looking to address the sharp decline in market share to non bank lenders.

A recent industry publication advised that since the second quarter of 2007, banks increased market share from 79.7% to 92.5% for new loan applications.

The dramatic reduction in lending competition has been especially pronounced in the past year, with non-bank lenders seeing market share reduce from 15.5% in the second quarter of 2008 to just 7.5% in the first quarter of 2009.

What does this mean to you, the consumer?

Basically, this is inundating the major Banks with work that they are struggling to handle. In many instances this is resulting in:-

• Higher interest rates
• Lack of personalised customer focus
• Poorer service and turnaround times
• Increased fees and charges
  
• Longer wait times for telephone banking and customer service responses

 
These huge promotional rate reductions won't last as the imbalance in market share evens out. If you're not happy with the service you are receiving from your Bank, or would like to compare your current home loan against that of a wide range of other lenders, then call us on 1300 788 434.

Kind Regards

The team at LFPG

"You could take years off your mortgage, and save thousands of dollars in interest by taking advantage of the exceptional rates currently on offer. Call our team of finance professionals today to find out how we can help you"

Shane Webcke - Partner

Finance Tips July 2009  

Finance Tips June 2009    

Finance Tips April 2009

Gen X (those born between 1965 and 1980) are doing it tough says Leigh Hodgetts a Financial Planner with Retro Financial Planning in the Ipswich area. 

"Baby Boomers have the power and Gen Y is getting all the media focus," she says. "Meanwhile Gen X - all four million of them - is struggling to manage the financial pressures that come with raising a family in a weakening economy."